Chase Paymentech Solutions LLC Direct/Salem Platform

Chase Paymentech Innovations to Build Your Business: With so many payment processors to choose from, you might think it would be difficult to tell them apart. But Chase Paymentech stands out from the crowd because we do so much more than process MasterCard and Visa payments. Each year, we process billions of transactions, including those made by credit card, debit card, electronic check, gift card -- even foreign currency. And we do it with low interchange rates, effective customer service, and innovative products. Chase Paymentech not only provides targeted products and services to help your business grow -- we deliver the scalable solutions that enable you to adopt new payment technologies as they emerge. And as technology advancements and payment methods create new exposures to fraud, OnGuard, our comprehensive suite of risk management tools, helps merchants with virtually any fraud-related problem. From relatively simple address verification services to sophisticated fraud scoring solutions, we offer proprietary and third-party products that enable you to better protect your business.

Why Choose Chase Paymentech?

• Comprehensive Solution: Chase Paymentech is a complete, end-to-end payment processor for merchants of all sizes in all industries.
• Unmatched Experience: Chase Paymentech is the premier payment processor for North America, ranking first in number of transactions processed. Chase Paymentech processes for nine of the top ten ISPs and 13 of the top 25 etailers.
• Functional Data: Chase Paymentech's power information systems function as an extension of your operation, providing valuable benchmarks and statistics that create opportunities and drive decisions.
• Reliable Processing: Chase Paymentech's redundant and highly efficient systems ensure accurate, cost-effective, and timely processing of transactions. We have fully redundant, fault tolerant systems that are fully backed-up and have 99.9999% uptime.
• Responsive Service: Chase Paymentech delivers unparalleled quality service, expert consultation, and comprehensive training that make a difference to your bottom line.

Solutions to Help You Win New Markets: Technology is changing the way consumers purchase goods and services. How you choose to respond to these purchasing trends can make the difference between attracting and retaining valuable customers, or losing them to the competition. Chase Paymentech's emerging payment options -- electronic checks, recurring payments, stored value cards, and electronic gift certificates -- can open your door to new customers and new markets.

Speed and Reliability: Offering customers a variety of payment options will bring them in your door -- safe and reliable processing will keep them coming back. While Chase Paymentech's technology speeds up transactions, our redundant, load-balanced systems keep them flowing smoothly. Our two geographically separate data centers are continually updated over high capacity T1 communication lines, ensuring both sites have the most up-to-date concurrent data. Each site can process the entire network's workload and accommodates up to 130% of the normal transaction volume. This guarantees you'll receive virutally 100% uptime and that your business will run seamlessly through routine system upgrades, maintenance, and enhancements.

Ease of Management: Chase Paymentech provides user-friendly reports and data access for easy of management. Our data warehouse provides unprecedented storage and analysis capabilities of transaction history -- including chargeback and retrieval items, authorization reference, and deposit verification -- for up to six months. Thanks to our convenient web-based reporting applications, this information is easily accessible from any PC with an Internet connection.

We also deliver data and trend analysis in user-friendly formats, including raw data feeds that you can integrate into your own business systems. Chase Paymentech's innovative reporting tools provide the comprehensive data you need to make fully informed choices.

Exceptional Service: At Chase Paymentech, we deliver exceptional service -- which enables you to do the same for your customers. From the moment you partner with Chase Paymentech, we provide the training and support you need to make the most of your systems. Our account managers and functional specialists provide responsive, expert assistance when you need help. And our around-the-clock technical support means there's always someone available to talk you through technical issues.

Partner with the Payment Solutions Company: Every day, half a million merchants of all sizes in all industries look to Chase Paymentech for secure, reliable processing across every department, division, and branch of their businesses. We have a strong history of technological innovation, a solid reputation for superior customer service, and a firm commitment to setting progressive new standards in the industry. With sales and service offices located throughout the United States and Canada, we are positioned to support the markets you serve.